Insurance is an optional side bet that becomes available when the dealer’s up-card is an Ace, as there is a possibility that the dealer’s hidden card could give them Blackjack.
When Insurance is offered, you can place an additional bet alongside your main Blackjack bet. The Insurance bet is separate from your original hand and does not affect the outcome of the main Blackjack round.
If the dealer has Blackjack, the Insurance bet wins and pays 2:1. If the dealer does not have Blackjack, the Insurance bet loses and your main Blackjack hand continues as normal.
Insurance is only available during the specific stage when the dealer’s up-card creates a possible Blackjack scenario. It will not appear in every round.